Identity Fraud Prevention Has a Generative AI Problem

AI and automation are accelerating creativity and efficiency across industries—including organized identity fraud.
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Now, criminals can commit AI-generated fraud with stolen PII to create virtual armies of synthetic identities. These AI-created identities can pass automated fraud controls, IDV assessments, manual reviews, and virtual risk analysis assessments for documentation, 2FA, account age, and credit history.

Multicontextual identity intelligence at scale provides the solution.

In this Solution Brief, you’ll see how Deduce multicontextual identity intelligence detects AI-generated identity fraud by:

  • Gathering and analyzing extensive real-time identity data from diverse sources.
  • Working with ML to recognize the activity patterns and digital fingerprints created by AI-generated fraud.
  • Identifying activity matches between the identity under review and other identities.

See how the award-winning Deduce Identity Insights helps businesses fight the most dangerous new trend in identity fraud.

About Deduce

Deduce detects SuperSynthetic™ customers–AI-generated identities so realistic they fool legacy fraud solutions. Deduce unmasks SuperSynthetic identities using patented technology and the largest purpose-built, activity-backed identity graph, with 840M U.S. profiles generating 1.5B+ authenticated online events per day across 150,000+ websites and apps. Deduce Identity Graph data drives real-time multicontextual digital forensics to protect new account opening workflows and expose “sleeper” SuperSynthetics already in customer databases.

Recent Deduce awards include the #1 Security spot in Fast Company’s World’s 50 Most Innovative Companies 2022 and the 2022 CISO Choice Award for Fraud Prevention. Learn more about the SuperSynthetic threat and Deduce’s solution at deduce.com.

 

 

Prevent Stolen & Synthetic Identity Fraud—Reduce Manual Review & User Friction

The New Account Challenge: Prevent Fraud, Reduce Costs and Friction
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Synthetic and stolen identity fraud are big problems for banks, fintechs, and other regulated businesses, costing banks $20B in 2020 alone, per the ABA Banking Journal.

Companies spend billions more every year on identity access management and other fraud prevention solutions, but fraud and friction remain expensive, frustrating problems. It doesn’t have to be this way.

Deduce continuously correlates and analyzes digital and physical activity for more than 660M U.S. digital identities to close the gaps in legacy fraud prevention stacks. Deduce sees 89% of new customers before they reach a site or app—43% within hours.

In this Solution Brief, you’ll learn how Deduce customers are getting these results:

  • Up to 350% less identity fraud
  • 200% fewer step-up and manual review calls
  • 10% more order approvals

See how the award-winning Deduce Identity Insights solution helps regulated businesses streamline their new account creation experience, prevent more fraud, and avoid more false declines.

About Deduce

Deduce detects SuperSynthetic™ customers–AI-generated identities so realistic they fool legacy fraud solutions. Deduce unmasks SuperSynthetic identities using patented technology and the largest purpose-built, activity-backed identity graph, with 840M U.S. profiles generating 1.5B+ authenticated online events per day across 150,000+ websites and apps. Deduce Identity Graph data drives real-time multicontextual digital forensics to protect new account opening workflows and expose “sleeper” SuperSynthetics already in customer databases.

Recent Deduce awards include the #1 Security spot in Fast Company’s World’s 50 Most Innovative Companies 2022 and the 2022 CISO Choice Award for Fraud Prevention. Learn more about the SuperSynthetic threat and Deduce’s solution at deduce.com.

 

 

Solution Brief

Prevent More False Declines and Checkout Fraud in CNP Environments

Merchants need a better way to optimize checkout and grow revenue. Deduce delivers, with continuous activity and geospatial insights at scale.
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Legacy fraud protection solutions often struggle to separate sophisticated identity fraud from normal customer behavior, putting merchants at risk of fraud and false positives.

Deduce continuously captures, geospatially correlates, and analyzes the online activities of most U.S. digital identities. Unlike legacy fraud solutions built on transaction data, Deduce also analyzes activities like browsing, commenting, gaming, banking, communicating, password updating, and much more.

This creates a granular, comprehensive picture of customer behaviors and locations over time and as recently as a few minutes ago, for faster, more accurate order decisions.

In this Solution Brief, you’ll learn how Deduce customers are getting these results:

  • 40% less payment fraud
  • 25% fewer false positives
  • 20% more incremental ATO fraud capture

See how the award-winning Deduce Identity Insights solution helps merchants streamline their checkout experience, prevent more fraud, and avoid more false declines.

About Deduce

Deduce detects SuperSynthetic™ customers–AI-generated identities so realistic they fool legacy fraud solutions. Deduce unmasks SuperSynthetic identities using patented technology and the largest purpose-built, activity-backed identity graph, with 840M U.S. profiles generating 1.5B+ authenticated online events per day across 150,000+ websites and apps. Deduce Identity Graph data drives real-time multicontextual digital forensics to protect new account opening workflows and expose “sleeper” SuperSynthetics already in customer databases.

Recent Deduce awards include the #1 Security spot in Fast Company’s World’s 50 Most Innovative Companies 2022 and the 2022 CISO Choice Award for Fraud Prevention. Learn more about the SuperSynthetic threat and Deduce’s solution at deduce.com.

 

 

Solution Brief

Deduce Intelligent MFA for PingOne DaVinci

Block fraud attempts and recognize good users fast: the ultimate CIAM goals for fraud and CX teams.
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You can reduce account creation churn — and cut false-positive MFA challenges by more than 50% — with Deduce Intelligent MFA, the most sophisticated risk engine for Ping Identity’s PingOne DaVinci identity orchestration platform.

Deduce features no-code implementation, customizable control over dozens of Risk and Trust signals, and identity scores delivered in milliseconds so you can confidently trust, challenge, or block each authentication event.

Get this solution brief to find out how Deduce plus DaVinci can reduce authentication friction, improve signups and conversions, and fight ATO and account creation fraud.

About Deduce

Deduce detects SuperSynthetic™ customers–AI-generated identities so realistic they fool legacy fraud solutions. Deduce unmasks SuperSynthetic identities using patented technology and the largest purpose-built, activity-backed identity graph, with 840M U.S. profiles generating 1.5B+ authenticated online events per day across 150,000+ websites and apps. Deduce Identity Graph data drives real-time multicontextual digital forensics to protect new account opening workflows and expose “sleeper” SuperSynthetics already in customer databases.

Recent Deduce awards include the #1 Security spot in Fast Company’s World’s 50 Most Innovative Companies 2022 and the 2022 CISO Choice Award for Fraud Prevention. Learn more about the SuperSynthetic threat and Deduce’s solution at deduce.com.

 

 

Solution Brief

Deduce Intelligent MFA for the ForgeRock CIAM Solution

Block fraud attempts and recognize good users fast: the ultimate CIAM goals for fraud and CX teams.
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You can reduce account creation churn — and cut false-positive MFA challenges by more than 50% — with Deduce Intelligent MFA, the most sophisticated risk engine for ForgeRock’s CIAM solution.

Deduce features no-code implementation, customizable control over dozens of Risk and Trust signals, and identity scores delivered in milliseconds so you can confidently trust, challenge, or block each authentication event.

Get this solution brief to find out how Deduce plus ForgeRock can reduce authentication friction, improve signups and conversions, and fight ATO and account creation fraud.

About Deduce

Deduce detects SuperSynthetic™ customers–AI-generated identities so realistic they fool legacy fraud solutions. Deduce unmasks SuperSynthetic identities using patented technology and the largest purpose-built, activity-backed identity graph, with 840M U.S. profiles generating 1.5B+ authenticated online events per day across 150,000+ websites and apps. Deduce Identity Graph data drives real-time multicontextual digital forensics to protect new account opening workflows and expose “sleeper” SuperSynthetics already in customer databases.

Recent Deduce awards include the #1 Security spot in Fast Company’s World’s 50 Most Innovative Companies 2022 and the 2022 CISO Choice Award for Fraud Prevention. Learn more about the SuperSynthetic threat and Deduce’s solution at deduce.com.

 

 

Solution Brief

Design a Safer, Smarter, Easier Authentication Experience for Your Trusted Users

B2C businesses face two interlocking customer authentication problems.
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  1. Good customers get frustrated when the sites and apps they use don’t recognize them. Adding multifactor authentication (MFA) can push them away. More than 60% of consumers surveyed by the CMO Council have abandoned transactions because authentication was such a hassle.
  2. ATO attacks on customer accounts threaten revenue and relationships. No wonder that 72% of global financial institutions say ATO is their biggest fraud worry, per Information Security Media Group.

Accurate, low-friction customer authentication requires Real-Time Behavioral Intelligence at Scale. Until now, only data-rich MAAMA companies — Meta, Alphabet, Amazon, Microsoft, and Apple — had access to that kind of intelligence.

In this CIAM Solution Brief, you’ll learn:

  • How to stop ATO fraud and reduce sign-in friction for trusted customers by >50%.
  • How to extend session time and reduce password-recovery friction for trusted users.
  • How Deduce helps you build the foundation for a passwordless authentication journey.

See how the award-winning Deduce Identity Insights solution can resolve your security-CX dilemma, so you can create a Trusted User Experience and earn more revenue.

About Deduce

Deduce detects SuperSynthetic™ customers–AI-generated identities so realistic they fool legacy fraud solutions. Deduce unmasks SuperSynthetic identities using patented technology and the largest purpose-built, activity-backed identity graph, with 840M U.S. profiles generating 1.5B+ authenticated online events per day across 150,000+ websites and apps. Deduce Identity Graph data drives real-time multicontextual digital forensics to protect new account opening workflows and expose “sleeper” SuperSynthetics already in customer databases.

Recent Deduce awards include the #1 Security spot in Fast Company’s World’s 50 Most Innovative Companies 2022 and the 2022 CISO Choice Award for Fraud Prevention. Learn more about the SuperSynthetic threat and Deduce’s solution at deduce.com.

 

 

Solution Brief

Design a Secure, Streamlined New Customer Onboarding Experience with Real-Time Behavioral Intelligence at Scale

Regulated industries and B2C platforms face a balancing act when onboarding new customers.
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Account-creation fraud can lead to costly losses and regulatory penalties. With identity fraud rising 81% from 2019-2021 per TransUnion, new account fraud is a growing threat that requires accurate customer identification.

New customers who face too many onboarding hurdles may simply give up and go elsewhere. 61% of consumers have abandoned transactions because of “authentication frustration,” according to the CMO Council.

Verifying new customers’ identities requires insight into their histories, activities, and behavior online. Deduce delivers, with Real-Time Behavioral Intelligence at Scale that only MAAMA companies — Meta, Alphabet, Amazon, Microsoft, and Apple — once had.

In this IDV Solution Brief, you’ll learn:

  • How to prevent account creation fraud and reduce onboarding friction for good users.
  • How to quickly enhance your fraud defense with an API-based risk and trust engine.
  • How to reduce manual review costs and accelerate account creation for good users.

See how the award-winning Deduce Identity Insights solution can resolve your security-CX dilemma, so you can onboard more new customers and earn more revenue.

About Deduce

Deduce detects SuperSynthetic™ customers–AI-generated identities so realistic they fool legacy fraud solutions. Deduce unmasks SuperSynthetic identities using patented technology and the largest purpose-built, activity-backed identity graph, with 840M U.S. profiles generating 1.5B+ authenticated online events per day across 150,000+ websites and apps. Deduce Identity Graph data drives real-time multicontextual digital forensics to protect new account opening workflows and expose “sleeper” SuperSynthetics already in customer databases.

Recent Deduce awards include the #1 Security spot in Fast Company’s World’s 50 Most Innovative Companies 2022 and the 2022 CISO Choice Award for Fraud Prevention. Learn more about the SuperSynthetic threat and Deduce’s solution at deduce.com.

 

 

Solution Brief

Deduce Intelligent MFA for the Auth0 Authentication Platform

Block fraud attempts and recognize good users fast: the ultimate CIAM goals for fraud and CX teams.
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You can reduce account creation churn — and cut false-positive MFA challenges by more than 50% — with Deduce Intelligent MFA, the most sophisticated risk engine for Auth0’s authentication solution.

Deduce features no-code implementation, customizable control over dozens of Risk and Trust signals, and identity scores delivered in milliseconds so you can confidently trust, challenge, or block each authentication event.

Get this solution brief to find out how Deduce plus Auth0 can reduce authentication friction, improve signups and conversions, and fight ATO and account creation fraud.

About Deduce

Deduce detects SuperSynthetic™ customers–AI-generated identities so realistic they fool legacy fraud solutions. Deduce unmasks SuperSynthetic identities using patented technology and the largest purpose-built, activity-backed identity graph, with 840M U.S. profiles generating 1.5B+ authenticated online events per day across 150,000+ websites and apps. Deduce Identity Graph data drives real-time multicontextual digital forensics to protect new account opening workflows and expose “sleeper” SuperSynthetics already in customer databases.

Recent Deduce awards include the #1 Security spot in Fast Company’s World’s 50 Most Innovative Companies 2022 and the 2022 CISO Choice Award for Fraud Prevention. Learn more about the SuperSynthetic threat and Deduce’s solution at deduce.com.

 

 

Solution Brief

End Authentication Friction to Welcome New Customers and Increase Customer Lifetime Value

When customers get frustrated, they’re likely to abandon your app and move on to a competitor.
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Retail and restaurant apps make ordering and pickup fast and convenient — as long as signup is fast and convenient, too. Brands need to balance fraud prevention and CX when they design their apps, but most don’t have the identity intelligence they need to optimize authentication.

Deduce Identity Insights delivers Real-Time Behavioral Intelligence at Scale, drawn from the largest independent identity graph, to deliver frictionless mobile customer authentication and prevent ATO attacks.

In this solution brief, you’ll learn:

  • How customer expectations for fraud prevention and authentication are changing.
  • How real-time and historical Behavioral Intelligence at Scale supports the move toward frictionless user authentication.
  • How Deduce Identity Insights prevents fraud and protects the Trusted User Experience.

See how the award-winning Deduce Identity Insights platform helps businesses prevent fraud and take the friction out of app user authentication.

About Deduce

Deduce detects SuperSynthetic™ customers–AI-generated identities so realistic they fool legacy fraud solutions. Deduce unmasks SuperSynthetic identities using patented technology and the largest purpose-built, activity-backed identity graph, with 840M U.S. profiles generating 1.5B+ authenticated online events per day across 150,000+ websites and apps. Deduce Identity Graph data drives real-time multicontextual digital forensics to protect new account opening workflows and expose “sleeper” SuperSynthetics already in customer databases.

Recent Deduce awards include the #1 Security spot in Fast Company’s World’s 50 Most Innovative Companies 2022 and the 2022 CISO Choice Award for Fraud Prevention. Learn more about the SuperSynthetic threat and Deduce’s solution at deduce.com.

 

 

Solution Brief

Prevent ATO and New-Account Fraud Without Compromising Customer Experience

FinTechs and financial services providers operate in a challenging environment, where customer experience is paramount and customer authentication is critical.
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Financial services are the fastest-growing target for digital fraud, with a huge jump in fraud attempts from 2020 to 2021. FinTechs need to prevent new account fraud and account takeover (ATO) fraud while delivering a fast, frictionless authentication experience for trustworthy customers.

Deduce Identity Insights delivers real-time risk assessment of new account signups and real-time verification of trusted customer logins to prevent fraud and provide a friction-free experience for trusted users. Deduce Customer Alerts immediately notifies trusted users if there’s a suspected ATO login attempt, which prevents fraud and false positives.

In this solution brief, you’ll learn:

  • Why long waits for account approval can cost FinTechs customers.
  • How Behavioral Intelligence at Scale can help FinTechs detect fraud with more confidence.
  • How Deduce Identity Network trust signals can accelerate account review and approval for good customers.

See how the award-winning Deduce Identity Insights platform resolves the security versus customer experience dilemma.

About Deduce

Deduce detects SuperSynthetic™ customers–AI-generated identities so realistic they fool legacy fraud solutions. Deduce unmasks SuperSynthetic identities using patented technology and the largest purpose-built, activity-backed identity graph, with 840M U.S. profiles generating 1.5B+ authenticated online events per day across 150,000+ websites and apps. Deduce Identity Graph data drives real-time multicontextual digital forensics to protect new account opening workflows and expose “sleeper” SuperSynthetics already in customer databases.

Recent Deduce awards include the #1 Security spot in Fast Company’s World’s 50 Most Innovative Companies 2022 and the 2022 CISO Choice Award for Fraud Prevention. Learn more about the SuperSynthetic threat and Deduce’s solution at deduce.com.