New Account Opening

Keep AI-Driven Stolen and Synthetic Identities Out of Your Customer Base

GenAI is helping fraudsters to synthesize and orchestrate identities at scale, with stolen PII and fabricated supporting documentation, online activity, and credit histories so realistic that your standard authentication processes and experienced fraud analysts can’t tell that it’s falsified.

When they succeed at getting approved, they bide their time, wait for credit offers, spend that credit and then vanish, sticking the you with:

Unpaid loans, card balances, or BNPL balances.
KYC and other AML compliance problems.
Declining trust in your onboarding processes.
Doubt about the validity of other customers in your database.

Leaning more heavily on legacy fraud detection tools to stop these attacks typically results in more friction and false positives, and poorer customer acquisition results, in addition to ongoing fraud.

Deduce Catches Stolen and Synthetic Identity Fraud to Restore Trust

Our Identity Graph and patented technology offer a layer of AI-enabled identity protection available nowhere else. Deduce integrates via an API with your existing security stack, so you can:

Detect AI-driven identities during new account opening and within your existing customer base.
Avoid the cost of secondary IDV calls and manual reviews for fraudulent account applicants.
Provide a layer of identity confidence for existing step-up verification workflows.
Reduce account-creation churn by enabling faster time to approval for legitimate, trusted users.
Prevent false positives.
Enhance trust in your fraud stack’s comprehensive identity fraud protection.

See how the Deduce Identity Graph works.